Under proposed legislation, starting January 1, 2016, the annual Tax Free Savings Account (TFSA) dollar limit for 2016 will decrease from $10,000 to $5,500.00. The TFSA annual room limit will be indexed to inflation and rounded to the nearest $500.

Why choose mortgage insurance offered by
St. Cyr & Associates?

You own and control the policy. Your life insurance coverage provides full prot ection upon death to those you love because your money goes into the hands of your appointed beneficiary.

As well, our critical illness coverage provides peace of mind in the event you
develop a covered illness that could jeopardize your health and your ability to
pay your mortgage. With bank insurance, the coverage declines as your mortgage balance declines, however the premiums remain fixed.

With the bank, you have no control of the policy – the bank owns it and is the beneficiary of the coverage.


Welcome and Thank you for visiting our website.


St.Cyr & Associates offers a multitude of products and services. Our experienced advisors use the latest technology to create a program that's right for you, all on a cost-free, no-obligation basis.


Security takes many forms. It can range from a secure lock on the door to the peace of mind of knowing that when you want to slow down, your lifestyle doesn't have to slow down with you.


Over the years, St.Cyr & Associates has seen some of its clients fail to translate their business success into a corresponding level of personal security. And we understand why. Running a business demands all your time and energy. Frequently there isn't enough left to make your way through the forest of financial products and services - all claiming to be the answer to your retirement goals.


As independent brokers, we can be wholly objective in surveying the marketplace and helping you evaluate all the options.


St.Cyr & Associates is an independently owned brokerage firm focussing on the financial needs of both their individual and their corporate clients.


St.Cyr & Associates enjoys a tremendous professional reputation thanks to their professional client relationships and experienced employees. St.Cyr & Associates has a long-standing reputation for delivering expert advice, with the emphasis on honest, conscientious and personal attention to their customers' needs.


At St.Cyr & Associates our goal is to earn the right to your business, and to become your preferred provider of financial planning strategies for personal and corporate clients, who seek to obtain or clarify their individual and corporate financial goals and objectives.

Jeff St.Cyr, president, has over 20 years of experience in the industry. Graduate of Michigan Tech University, Jeff is a Registered Employee Benefit Consultant and also has both the Group Benefits Associate and Registered Pension Associate Designations.  Jeff always tries to widen his knowledge as he is currently working at obtaining his Certified Employee Benefit Specialist designation.


Our corporate history reflects the company's stability and long-term commitment to our customers. Our mission is to provide consumers with competitively priced products and outstanding service. We are proud of our reputation for excellent customer service. A stable, energetic and bilingual workforce has been the key to our success in this area. St.Cyr & Associates employees embrace the values of honesty, integrity and fairness in their interaction with customers and agents.

Welcome to St.Cyr & Associates web site!
Jeff St.Cyr, President